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Documentary credits, also commonly known as letters of credit (LC), are often used for settlement of international trade transactions. While the seller takes comfort that the issuing bank provides an undertaking to honour payment upon presentation of documents that are in strict compliance with the terms and conditions of the LC, more often than not the seller is unable to fully comply with the terms and conditions of the LC either through circumstances that are beyond his control or due to lack of understanding of international rules governing LC which are technical. It is often costly for the seller when discrepancies are detected as apart from no longer enjoying the issuing bank’s undertaking to honour payment, discrepancy fees are imposed and there is a delay in payment as the issuing bank contacts the buyer to accept the discrepancies. In extreme situations, it may lead to buyer requesting for a huge discount or even non-payment. While letters of credit are preferred for settlement of international trade transactions as it is the next best alternative to advance payment, Bankers Acceptances (BA) has emerged over the years as a low cost trade financing instrument which enable manufacturers and traders to remain competitive in the international and domestic market. This two-day program will enable participants to understand the mechanics of documentary credits, resolution of potential issues in the operation of credits, the protection given to each of the parties and the use of bankers acceptances as a cost effective trade financing instrument to provide manufacturers and traders with a competitive edge.